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Bulk Billing Psychologist Near Me — Medicare Psychology No Gap Fee

Bulk billing psychologist — no gap fee Medicare psychology near you

ClearAccess Psychology · Last updated 10 June 2026

Under the Better Access to Mental Health Care initiative, Medicare subsidises psychology sessions for Australians with a Mental Health Care Plan (source). When you see a bulk-billing psychologist on ClearAccess, you pay nothing at any point — Medicare covers the full fee.

💡 ClearAccess helps you find psychologists who accept your funding. All psychologists listed under Medicare on this site have confirmed they bulk bill — meaning you pay nothing at any point. Always confirm at the time of booking that bulk billing is still available — arrangements can change.

Already have a Mental Health Care Plan?

You can book directly with any psychologist listed under Medicare on this site. Here's what you're entitled to:

  • Up to 10 individual sessions per calendar year (source)
  • Up to 10 group therapy sessions per calendar year (if you are participating in a Medicare-approved group therapy program — individual sessions are more common)
  • No gap fee — every psychologist here bulk bills, so you pay nothing at any point

🔍 Due to high demand for gap-free psychology, some listed psychologists may have waiting lists for new clients. When you call to book, ask about current availability — they may be able to offer a telehealth appointment sooner than an in-person slot.

Your psychologist can request a review with your GP after 6 sessions if more are needed. When you book, tell the psychologist you have a valid Mental Health Care Plan and confirm they bulk bill (all Medicare-listed psychologists on this site have confirmed they do, but always check at booking time).

Don't have a Mental Health Care Plan yet?

You need a valid Mental Health Care Plan to access Medicare-subsidised sessions. Here's how to get one:

  1. Book a longer GP appointment (20–30 minutes) and ask for a Mental Health Care Plan
  2. Talk to your GP about how you're feeling — they'll assess whether psychological support is appropriate
  3. Receive your plan and referral — your GP creates the plan and gives you a referral to a psychologist (you can choose your own from this site)
  4. Book your first session — find a bulk-billing psychologist near you using our search tool

📋 You do not need a specific referral to a particular psychologist. You can take your Mental Health Care Plan to any psychologist on this site who accepts Medicare.

🔗 Learn more in our step-by-step guide to getting a Mental Health Care Plan.

What do you get with ClearAccess psychologists?

All psychologists listed under Medicare on this site offer:

  • Bulk billing — nothing to pay at any point
  • Direct billing to Medicare — we handle the claiming so you don't have to
  • A range of therapies — CBT, EMDR, schema therapy, and more depending on the psychologist's approach
  • In-person and telehealth sessions — filter by location to find what suits you

Ready to find a psychologist?

Australia's first directory — search for psychologists near you, you pay nothing at any point.

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