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Psychology for WorkCover: What Your Employer's Insurance Covers

A clear breakdown of what psychological treatment your state WorkCover scheme covers and how to access it.

By ClearAccess Psychology · 27 May 2026

Psychology for WorkCover: What Your Employer's Insurance Covers

If you develop a psychological injury at work, your employer's workers' compensation insurance may cover your treatment. Here is what that looks like in practice.

Common work-related psychological injuries include:

  • Stress and burnout from excessive workloads or workplace pressure
  • Anxiety triggered by workplace incidents, bullying, or harassment
  • PTSD following a traumatic incident at work (e.g. accidents, violence, or critical incidents)
  • Depression arising from workplace conditions or conflicts
  • Adjustment disorder following a workplace change or incident

What does WorkCover cover?

When you have an accepted WorkCover claim for a psychological injury, your treatment costs are covered:

  • Psychology sessions with an approved provider at no cost to you
  • GP visits related to your injury
  • Psychiatry if medically necessary
  • Medication prescribed by your treating doctor
  • Return-to-work planning coordinated with your employer

How it works with ClearAccess psychologists

Psychologists listed under WorkCover on this site:

  • Accept WorkCover funding with no gap fee
  • Bill your employer's insurer directly
  • Provide treatment focused on your work-related injury
  • Can coordinate with your GP and employer to support your return to work

Key things to know

  • Your claim must be accepted before treatment is covered
  • You need a GP referral for psychological treatment under WorkCover
  • Sessions continue as clinically needed — there is no fixed session cap for accepted claims
  • Your psychologist will provide progress reports to your insurer as required